Looking for a new mortgage in Louisville or surrounding areas? These are some of the questions you may have!

Q.  The value of my home has decreased over the past several years to where I now owe more than it’s worth.  Can I FAQstill refinance?

A.  Yes, you still may be able to refinance under certain conditions.  The government has established refinance programs specifically for that purpose.


Q.  I’d like to purchase a home but I’m having difficulty saving for a down payment.  Are there any mortgage programs available that don’t require much, if any, money down?

A.  Yes, there are several mortgage programs available that will require minimum down payment amounts.  We also offer a mortgage program that has NO down payment requirement with certain property and income eligibility restrictions.